FirstCash Holdings, Inc. (FCFS)

Nasdaq · Common Stock · Retail-Miscellaneous Retail

One email a week from me: what it filed, which 13F holders added or cut, where its scores stand. Free.

Corporate structure

56 entities across 23 jurisdictions. Read directly from the company’s own 10-K EX-21 filed 2026-02-09 — see the exhibit.

Which other public companies file entities in the same places:

Delaware21 Mexico5 England and Wales5 Texas3 North Carolina2 Missouri2 Nevada2 Alaska1 Illinois1 Florida1 Maryland1 Alabama1

Subsidiaries of FirstCash Holdings, Inc. as disclosed in its SEC filing
Entity	Jurisdiction	Note
AFF Latam, S.A. de C.V.	Mexico
American First Finance, LLC	Delaware
Cash America, Inc.	Delaware
Cash America, Inc. of Alaska	Alaska
Cash America, Inc. of Illinois	Illinois
Cash America, Inc. of Louisiana	Delaware
Cash America, Inc. of North Carolina	North Carolina
Cash America East, Inc.	Florida
Cash America Holding, Inc.	Delaware
Cash America Management L.P.	Delaware
Cash America of Mexico, Inc.	Delaware
Cash America of Missouri, Inc.	Missouri
Cash America Pawn L.P.	Delaware
Cash America West, Inc.	Nevada
Chess Bidco Limited	England and Wales
Chess Holdco Limited	England and Wales
Creazione Estilo, S.A. de C.V.	Mexico
Empenos Mexicanos, S.A. de C.V.	Mexico
Famous Pawn, Inc.	Maryland
FC International, LLC	Delaware
FCFS AL, Inc.	Alabama
FCFS CO, Inc.	Colorado
FCFS Global, Inc.	Delaware
FCFS IN, Inc.	Indiana
FCFS KY, Inc.	Kentucky
FCFS MO, Inc.	Missouri
FCFS MT, Inc.	Montana
FCFS NC, Inc.	North Carolina
FCFS OH, Inc.	Ohio
FCFS OK, Inc.	Oklahoma
FCFS SC, Inc.	South Carolina
FCFS TN, Inc.	Tennessee
FCFS VA, Inc.	Virginia
First Cash, Inc.	Nevada
First Cash, S.A. de C.V.	Mexico
First Cash Colombia, S.A.S.	Colombia
FirstCash, Inc.	Delaware
FortressShield, LLC	Texas
Frontier Merger Sub, LLC	Texas
Georgia Cash America, Inc.	Georgia
H&T Group Limited	England and Wales
Harvey & Thompson Limited	England and Wales
Mr. Payroll Corporation	Delaware
Ohio Neighborhood Credit Solutions, LLC	Delaware
Ohio Neighborhood Finance, Inc.	Delaware
Pawn TX, Inc.	Texas
SMART Financial Intermediate, LLC	Delaware
SMART Financial Investors, LLC	Delaware
SMART Financial Operations, LLC	Delaware
SMART Pawn and Jewelry of Texas, LLC	Delaware
SMART Pawn Dakotas, LLC	Delaware
SMART Pawn First, LLC	Delaware
SMART Pawn North Carolina, LLC	Delaware
SMART Pawn Oklahoma, LLC	Delaware
Soluciones Prima, S.A. de C.V.	Mexico
Swiss Time Services Limited	England and Wales

Financial health

Two standard screens, computed from the XBRL in FY2025 against FY2024. Every test shows the numbers behind it — a score with its inputs hidden is a number you cannot check.

Piotroski F-score

7 / 9

PASSReturn on assets positiveROA 6.2%
PASSOperating cash flow positiveOCF 586M
PASSReturn on assets improving5.8% → 6.2%
PASSCash flow exceeds earningsOCF 586M vs NI 330M
FAILLong-term debt ratio falling38.6% → 41.7% of assets
PASSCurrent ratio improving4.14 → 4.55
PASSNo share dilution45M → 45M shares
PASSGross margin improving48.1% → 50.3%
FAILAsset turnover improving0.76× → 0.69×

Six-year record

Year	Revenue	Net income	Free cash flow	Gross margin	Shares
FY2020	$1.6B	$106.6M	$184.7M	55.9%	41,600,000
FY2021	$1.7B	$124.9M	$181.3M	54.1%	41,024,000
FY2022	$2.7B	$253.5M	$433.7M	46.3%	47,330,000
FY2023	$3.2B	$219.3M	$356.0M	47.8%	45,693,000
FY2024	$3.4B	$258.8M	$471.7M	48.1%	45,168,000
FY2025	$3.7B	$330.4M	$531.0M	50.3%	44,526,000

Ownership flow

15 institutions tracked — 7 added, 6 reduced, 2 opened a new position. Index money added 463,520 shares while active managers cut 629,325.

Institutional holders of FirstCash Holdings, Inc. and their share-count change
Manager	Kind	Shares	Change	Value
FMR LLC	Active fund	3,047,495	−650,856	$659.2M
BlackRock, Inc.	Index	5,031,570	+291,236	$1.1B
AQR CAPITAL MANAGEMENT LLC	Hedge fund	376,814	−102,252	$81.5M
GEODE CAPITAL MANAGEMENT, LLC	Index	1,241,526	+89,165	$268.6M
STATE STREET CORP	Index	1,507,470	+83,119	$326.1M
MORGAN STANLEY	Active fund	445,356	+73,751	$96.3M
PRICE T ROWE ASSOCIATES INC /MD/	Active fund	1,448,230	+44,204	$313.3M
RENAISSANCE TECHNOLOGIES LLC	Hedge fund	130,841	−40,800	$28.3M
BANK OF AMERICA CORP /DE/	Active fund	1,146,721	+35,381	$248.1M
JPMORGAN CHASE & CO	Active fund	542,504	+27,028	$117.2M
WELLINGTON MANAGEMENT GROUP LLP	Active fund	185,730	−8,124	$40.2M
Bridgewater Associates, LP	Hedge fund	6,442	−6,676	$1.4M
CITADEL ADVISORS LLC	Hedge fund	52,269	−981	$11.3M

Capital World Investors, Point72 Asset Management, L.P. hold a position with no prior filing to compare against, so their change is unknown rather than zero — and they are left out of the totals above.

From 13F filings, which cover institutions managing over $100m and are filed up to 45 days after the quarter ends — so this is a considered position, not a live one, and it is not the whole shareholder register.

Capital returned

What the company actually paid out and bought back, as reported — the record behind any yield figure.

Shares repurchased

2026Q1: $50.0M
2025Q1: $59.6M
2024Q1: $0
2023Q1: $67.2M
2022Q1: $72.2M
2021Q1: $5.0M

Identity

CIK: 0000840489
LEI: 549300I1AHR8KMMFIS52
FIGI: BBG0145KL747
SIC: 5900 · Retail-Miscellaneous Retail
Incorporated: TX
Headquarters: FORT WORTH, TX

Ownership

Institutional: 100.1%
Institutions: 641
Insiders: 8.4%

Ownership percentages are a vendor aggregate, not a filing — unlike everything else on this page.

Other retail-miscellaneous retail companies

FirstCash Holdings, Inc. files under SIC 5900 — all 6 retail-miscellaneous retail companies compared on assets and F-score.

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Questions about FirstCash Holdings, Inc.

How many subsidiaries does FirstCash Holdings, Inc. file with the SEC?: 56, listed in its most recent exhibit 21. They are incorporated across 23 jurisdictions, led by Mexico, Delaware, Alaska. That exhibit is filed with the company's annual report and is the company's own list, not an estimate.
Is FirstCash Holdings, Inc. financially healthy?: FirstCash Holdings, Inc. scores 7 out of 9 on the Piotroski F-score. Every test and the numbers behind it are shown above, so the arithmetic is checkable rather than something you have to take on trust.
Who are the largest institutional holders of FirstCash Holdings, Inc.?: Among the managers tracked here, the biggest positions as of the 2026-Q2 13F filings are BlackRock, Inc. (adding), FMR LLC (trimming), STATE STREET CORP (adding). Direction is the change in share count against that manager's own previous filing; managers with no prior filing are left out rather than counted as new buyers.

This page is one panel of the terminal

The structure map above is the Corporate Blueprint, and in the desktop it is interactive — click any entity to re-centre the map on it and walk the ownership chain. It sits alongside the screener, the scorecard and the filings lab on one desk, on your machine.

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Sourced from SEC EDGAR primary filings. Figures are as reported by the company and are not investment advice. Scores are standard published screens computed from those filings; every input is shown above so you can check the arithmetic.

Corporate structure

56 entities across 23 jurisdictions. Read directly from the company’s own 10-K EX-21 filed 2026-02-09 — see the exhibit.

Entity

Jurisdiction

Note

AFF Latam, S.A. de C.V.

Mexico

American First Finance, LLC

Delaware

Cash America, Inc.

Delaware

Cash America, Inc. of Alaska

Alaska

Cash America, Inc. of Illinois

Illinois

Cash America, Inc. of Louisiana

Delaware

Cash America, Inc. of North Carolina

North Carolina

Cash America East, Inc.

Florida

Cash America Holding, Inc.

Delaware

Cash America Management L.P.

Delaware

Cash America of Mexico, Inc.

Delaware

Cash America of Missouri, Inc.

Missouri

Cash America Pawn L.P.

Delaware

Cash America West, Inc.

Nevada

Chess Bidco Limited

England and Wales

Chess Holdco Limited

England and Wales

Creazione Estilo, S.A. de C.V.

Mexico

Empenos Mexicanos, S.A. de C.V.

Mexico

Famous Pawn, Inc.

Maryland

FC International, LLC

Delaware

FCFS AL, Inc.

Alabama

FCFS CO, Inc.

Colorado

FCFS Global, Inc.

Delaware

FCFS IN, Inc.

Indiana

FCFS KY, Inc.

Kentucky

FCFS MO, Inc.

Missouri

FCFS MT, Inc.

Montana

FCFS NC, Inc.

North Carolina

FCFS OH, Inc.

Ohio

FCFS OK, Inc.

Oklahoma

FCFS SC, Inc.

South Carolina

FCFS TN, Inc.

Tennessee

FCFS VA, Inc.

Virginia

First Cash, Inc.

Nevada

First Cash, S.A. de C.V.

Mexico

First Cash Colombia, S.A.S.

Colombia

FirstCash, Inc.

Delaware

FortressShield, LLC

Texas

Frontier Merger Sub, LLC

Texas

Georgia Cash America, Inc.

Georgia

H&T Group Limited

England and Wales

Harvey & Thompson Limited

England and Wales

Mr. Payroll Corporation

Delaware

Ohio Neighborhood Credit Solutions, LLC

Delaware

Ohio Neighborhood Finance, Inc.

Delaware

Pawn TX, Inc.

Texas

SMART Financial Intermediate, LLC

Delaware

SMART Financial Investors, LLC

Delaware

SMART Financial Operations, LLC

Delaware

SMART Pawn and Jewelry of Texas, LLC

Delaware

SMART Pawn Dakotas, LLC

Delaware

SMART Pawn First, LLC

Delaware

SMART Pawn North Carolina, LLC

Delaware

SMART Pawn Oklahoma, LLC

Delaware

Soluciones Prima, S.A. de C.V.

Mexico

Swiss Time Services Limited

England and Wales

Financial health

Two standard screens, computed from the XBRL in FY2025 against FY2024. Every test shows the numbers behind it — a score with its inputs hidden is a number you cannot check.

Piotroski F-score

7 / 9

PASSReturn on assets positiveROA 6.2%
PASSOperating cash flow positiveOCF 586M
PASSReturn on assets improving5.8% → 6.2%
PASSCash flow exceeds earningsOCF 586M vs NI 330M
FAILLong-term debt ratio falling38.6% → 41.7% of assets
PASSCurrent ratio improving4.14 → 4.55
PASSNo share dilution45M → 45M shares
PASSGross margin improving48.1% → 50.3%
FAILAsset turnover improving0.76× → 0.69×

Year

Revenue

Net income

Free cash flow

Gross margin

FY2020

$1.6B

$106.6M

$184.7M

55.9%

41,600,000

FY2021

$1.7B

$124.9M

$181.3M

54.1%

41,024,000

FY2022

$2.7B

$253.5M

$433.7M

46.3%

47,330,000

FY2023

$3.2B

$219.3M

$356.0M

47.8%

45,693,000

FY2024

$3.4B

$258.8M

$471.7M

48.1%

45,168,000

FY2025

$3.7B

$330.4M

$531.0M

50.3%

44,526,000

Ownership flow

15 institutions tracked — 7 added, 6 reduced, 2 opened a new position. Index money added 463,520 shares while active managers cut 629,325.

Institutional holders of FirstCash Holdings, Inc. and their share-count change
Manager	Kind	Shares	Change	Value
FMR LLC	Active fund	3,047,495	−650,856	$659.2M
BlackRock, Inc.	Index	5,031,570	+291,236	$1.1B
AQR CAPITAL MANAGEMENT LLC	Hedge fund	376,814	−102,252	$81.5M
GEODE CAPITAL MANAGEMENT, LLC	Index	1,241,526	+89,165	$268.6M
STATE STREET CORP	Index	1,507,470	+83,119	$326.1M
MORGAN STANLEY	Active fund	445,356	+73,751	$96.3M
PRICE T ROWE ASSOCIATES INC /MD/	Active fund	1,448,230	+44,204	$313.3M
RENAISSANCE TECHNOLOGIES LLC	Hedge fund	130,841	−40,800	$28.3M
BANK OF AMERICA CORP /DE/	Active fund	1,146,721	+35,381	$248.1M
JPMORGAN CHASE & CO	Active fund	542,504	+27,028	$117.2M
WELLINGTON MANAGEMENT GROUP LLP	Active fund	185,730	−8,124	$40.2M
Bridgewater Associates, LP	Hedge fund	6,442	−6,676	$1.4M
CITADEL ADVISORS LLC	Hedge fund	52,269	−981	$11.3M

Questions about FirstCash Holdings, Inc.

How many subsidiaries does FirstCash Holdings, Inc. file with the SEC?

56, listed in its most recent exhibit 21. They are incorporated across 23 jurisdictions, led by Mexico, Delaware, Alaska. That exhibit is filed with the company's annual report and is the company's own list, not an estimate.

Is FirstCash Holdings, Inc. financially healthy?

FirstCash Holdings, Inc. scores 7 out of 9 on the Piotroski F-score. Every test and the numbers behind it are shown above, so the arithmetic is checkable rather than something you have to take on trust.

Who are the largest institutional holders of FirstCash Holdings, Inc.?

Among the managers tracked here, the biggest positions as of the 2026-Q2 13F filings are BlackRock, Inc. (adding), FMR LLC (trimming), STATE STREET CORP (adding). Direction is the change in share count against that manager's own previous filing; managers with no prior filing are left out rather than counted as new buyers.