Is ERIE INDEMNITY CO financially healthy?

ERIE INDEMNITY CO scores 3 out of 6 on the Piotroski F-score. Only 6 of the nine tests could be computed from what it filed; the rest need a prior year it has not reported. Its Altman Z-score puts it in the safe zone. Every test and the numbers behind it are shown above, so the arithmetic is checkable rather than something you have to take on trust.

Who are the largest institutional holders of ERIE INDEMNITY CO?

Among the managers tracked here, the biggest positions as of the 2026-Q2 13F filings are GEODE CAPITAL MANAGEMENT, LLC (adding). Direction is the change in share count against that manager's own previous filing; managers with no prior filing are left out rather than counted as new buyers.

ERIE INDEMNITY CO (ERIE)

Nasdaq · Common Stock · Insurance Agents, Brokers & Service

One email a week from me: what it filed, which 13F holders added or cut, where its scores stand. Free.

Erie Indemnity Company is the management company for the Erie Insurance Exchange.

Financial health

Two standard screens, computed from the XBRL in FY2025 against FY2024. Every test shows the numbers behind it — a score with its inputs hidden is a number you cannot check.

Piotroski F-score

3 / 6

PASSReturn on assets positiveROA 16.7%
PASSOperating cash flow positiveOCF 687M
FAILReturn on assets improving20.8% → 16.7%
PASSCash flow exceeds earningsOCF 687M vs NI 559M
FAILLong-term debt ratio fallingno debt reported
FAILCurrent ratio improving1.43 → 1.27
FAILNo share dilutionno data
FAILGross margin improvingno gross profit reported
FAILAsset turnover improving1.31× → 1.21×

Altman Z-score

9.95safe

Bankruptcy-risk screen combining working capital, retained earnings, operating income, market value against liabilities, and asset turnover. Above 2.99 is the safe zone; below 1.81 is distress.

Cash conversion: 122.8%
Share count change: —

Six-year record

Year	Revenue	Net income	Free cash flow	Gross margin	Shares
FY2020	$2.5B	$293.3M	$287.1M	—	—
FY2021	$2.6B	$297.9M	$254.0M	—	—
FY2022	$2.8B	$298.6M	$298.9M	—	—
FY2023	$3.3B	$446.1M	$288.6M	—	—
FY2024	$3.8B	$600.3M	$486.4M	—	—
FY2025	$4.1B

Ownership flow

1 institutions tracked — 1 added, 0 reduced.

Institutional holders of ERIE INDEMNITY CO and their share-count change
Manager	Kind	Shares	Change	Value
GEODE CAPITAL MANAGEMENT, LLC	Index	899,461	+37,438	$215.0M

From 13F filings, which cover institutions managing over $100m and are filed up to 45 days after the quarter ends — so this is a considered position, not a live one, and it is not the whole shareholder register.

Identity

CIK: 0000922621
FIGI: BBG000BBTJZ1
SIC: 6411 · Insurance Agents, Brokers & Service
Incorporated: PA
Headquarters: ERIE, PA

Ownership

Institutional: 46.0%
Institutions: 641
Insiders: 45.5%

Ownership percentages are a vendor aggregate, not a filing — unlike everything else on this page.

Questions about ERIE INDEMNITY CO

Is ERIE INDEMNITY CO financially healthy?: ERIE INDEMNITY CO scores 3 out of 6 on the Piotroski F-score. Only 6 of the nine tests could be computed from what it filed; the rest need a prior year it has not reported. Its Altman Z-score puts it in the safe zone. Every test and the numbers behind it are shown above, so the arithmetic is checkable rather than something you have to take on trust.
Who are the largest institutional holders of ERIE INDEMNITY CO?: Among the managers tracked here, the biggest positions as of the 2026-Q2 13F filings are GEODE CAPITAL MANAGEMENT, LLC (adding). Direction is the change in share count against that manager's own previous filing; managers with no prior filing are left out rather than counted as new buyers.

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Sourced from SEC EDGAR primary filings. Figures are as reported by the company and are not investment advice. Scores are standard published screens computed from those filings; every input is shown above so you can check the arithmetic.